IMPORTANT INFORMATION
† No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Participants must be 18 years of age or older at the time of entry. FourLeaf Federal Credit Union: FourLeaf Student Checking Promotion 2025 (“Promotion”) is geographically open to legal U.S. residents (excluding residents of Puerto Rico, U.S. Virgin Islands, Guam and other United States territories). The Promotion begins on July 7, 2025 at 12:00 a.m. Eastern Time (“ET”) and ends on September 5, 2025 at 11:59 p.m. ET (“Entry Period”). Odds of winning a prize depend on the number of valid entries submitted during the Entry Period. Only one account owner from each account opened will be entered into the Promotion, regardless of method of entry. When opening applicable accounts, if the primary account owner (the student) is under the age of eighteen (18) at the time the account is opened, then the adult joint owner will be entered into the Promotion. If the primary account owner (the student) is eighteen (18) years of age or older, then the primary account owner (the student) will be entered into the Promotion and the adult joint owner will not be entered. Only accounts in good standing when the Entry Period closes will be entered into the Promotion. FourLeaf Federal Credit Union (FourLeaf”) will randomly select four (4) winners from the eligible entries submitted during the Entry Period on Friday, September 19, 2025, by 12:00 p.m. ET. The winners randomly selected will each be awarded a FourLeaf Official Check in the amount of $1,000.00 (the “Prize). The total approximate retail value of all Prizes is $4,000.00. For official Promotion rules and how to enter, visit fourleaffcu.com/summercheckingrules. Federal, state and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner. 1099 Tax forms may be provided to the winners at the end of the tax year, when forms are available.

††No purchase or payment necessary to enter or win. A purchase will not increase your chances of winning. Void where prohibited by law or regulation. Participants must be 18 years of age or older at the time of entry. FourLeaf Federal Credit Union: FourLeaf Student Savings Promotion 2025 (“Promotion”) is geographically open to legal U.S. residents (excluding residents of Puerto Rico, U.S. Virgin Islands, Guam and other United States territories). The Promotion begins on July 7, 2025 at 12:00 a.m. Eastern Time (“ET”) and ends on September 5, 2025 at 11:59 p.m. ET (“Entry Period”). Odds of winning a prize depend on the number of valid entries submitted during the Entry Period. Only one account owner from each account opened will be entered into the Promotion, regardless of method of entry. When opening applicable accounts, if the primary account owner (the student) is under the age of eighteen (18) at the time the account is opened, then the adult joint owner will be entered into the Promotion. If the primary account owner (the student) is eighteen (18) years of age or older, then the primary account owner (the student) will be entered into the Promotion and the adult joint owner will not be entered. Only accounts in good standing when the Entry Period closes will be entered into the Promotion. FourLeaf Federal Credit Union (FourLeaf”) will randomly select four (4) winners from the eligible entries submitted during the Entry Period on Friday, September 15, 2025, by 12:00 p.m. ET. The winners randomly selected will each be awarded a FourLeaf Official Check in the amount of $1,000.00 (the “Prize). The total approximate retail value of all Prizes is $4,000.00. For official Promotion rules and how to enter, visit fourleaffcu.com/summersavingsrules. Federal, state and local taxes and expenses relating to the acceptance and use of the prize are the sole responsibility of each winner. 1099 Tax forms may be provided to the winners at the end of the tax year, when forms are available.
To obtain access to the advertised financial products and services offered by FourLeaf, membership is required, which is subject to approval and requires opening and maintaining a $5 Savings Account.

*Parent/guardian must be a joint owner for members under 18

[1] FourLeaf will not charge an insufficient fund fee if FourLeaf declines a transaction that may overdraw your account, however, the payee or merchant may assess a fee if a transaction is returned unpaid. In some instances, FourLeaf may be required to pay certain transactions that will overdraw your account resulting in a negative balance, however, FourLeaf will not charge an overdraft fee.

[2] APY = Annual Percentage Yield. APY is accurate as of 07/31/2025 and subject to change, including after account opening, without notice. The Student Savings account is a variable rate tiered account. Balances $0.00 to $1,000.00 earn 5.00% APY and 4.91% dividend rate. Balances $1,000.01 to $10,000.00 earn 5.00% – 1.39% APY range and 1.00% dividend rate. $10,000.00 balance is an illustrative example for APY computation purposes only. There is no maximum balance for Student Savings accounts. The dividend rate is paid on the portion of the daily balance within each balance tier. The required minimum balance to open account is $5.00.

∞There is a limit of one (1) BIG Pen per new Student Checking Account or Student Savings Account that is opened. If multiple accounts are opened by the primary owner (the student), only one (1) BIG Pen will be provided. The BIG Pen will be provided upon account opening for accounts opened in a branch only. Offer valid 7/7/2025 through 9/5/2025, or while supplies last.

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