FourLeaf Auto Refinance

Rates as low as 4.99% APR[1]

See how much you could save!

Apply now Auto refi calculator

When you refinance your auto loan from another lender with FourLeaf, you could enjoy:

  • A rate as low as 4.99% APR*
  • Lower monthly payments
  • 90 days until your first payment[2]
  • No pre-payment penalties
  • Loan-to-value (LTV) up to 110%
  • Terms up to 72 months
auto refinance with fourleaf

Auto refinance calculator

Determine how much you could reduce your monthly and total loan payments if you refinance your car loan.


 


Apply for an Auto Refinance with FourLeaf today!

Apply now

All loans are subject to credit approval, membership and loan program requirements. Not all applicants qualify for the lowest rates and may be offered credit at higher rates or with different terms. FourLeaf does not finance auto purchases from vehicle auction sites. FourLeaf does not currently offer Auto Refinancing in Louisiana. Conditions and restrictions may apply. Rates, loan programs, terms, and conditions are subject to change without notice.

[1] Loan Terms and Eligibility Requirements for the 4.99% APR* Auto Loan Refinance:

  • The FourLeaf auto loan must refinance an existing auto loan held by another financial institution (existing FourLeaf auto loans are not eligible).
  • Borrower must have a minimum credit score of 730 using Experian VantageScore 4.0.
  • Maximum loan-to-value (LTV) may not exceed 110%.
  • The new loan term for the FourLeaf refinance loan may not exceed 72 months.
  • The vehicle subject to the refinance must have been previously titled and must be no more than seven (7) model years older than the current model year.
  • Minimum loan amount of $3,750; maximum loan amount of $100,000.
  • Lease buyouts are not eligible.
  • The FourLeaf Auto Loan Refinance must originate through FourLeaf directly (partners, dealers, brokers, etc. are not eligible for this offer).

The advertised rate assumes the applicant meets all eligibility criteria listed above, as well as applicable membership and loan program requirements. Not all applicants will qualify for this rate and may be offered credit at higher rates and different terms based on creditworthiness.

Payment Example: For a 72-month loan at 4.99% APR, the estimated monthly payment is $16.10 for every $1,000 borrowed.

* APR= Annual Percentage Rate. The APR is the cost of credit over the term of the loan expressed as an annual rate. Rates and terms accurate as of and are subject to change without notice.

[2] Interest will accrue during the 90-day period.