[1] APY = Annual Percentage Yield. APY is accurate as of --/--/---- and subject to change, including after account opening, without notice. The Simple Savings Account is a variable rate tiered account. The variable APY applies by balance tier such that if your daily balance is within a tier, then your entire balance will earn the corresponding APY. APYs and tiers are currently as follows: --.--% APY for balances $0.00 to $9,999.99; --.--% APY for balances $10,000 to $99,999.99; --.--% APY for balances $100,000 to $249,999.99; and --.--% APY for balances $250,000 and up. There is a minimum balance requirement of $5.00 to open this account online and $0.00 when opened in a branch. Fees may reduce earnings. Certain restrictions, including geographical restrictions, may apply.
FourLeaf Simple Savings Account features
Set a savings goal and we will help you get there. FourLeaf offers amazing account features to help your money grow faster.
(waived with an average daily balance for the month of $1,000 or more)
For ages 20 and under, please schedule a virtual appointment to open an account.
Additional deposit products
Check out some of our most popular deposit accounts:
A checking account with no minimum balance and no maintenance fees.
Designed to increase your savings in a secure and predictable way.
Provides great features to help your child get on the right financial track.
Simple Savings Account FAQs
Our secure online application takes about 5 minutes to fill out. Once your information is verified, your account will be activated.
For ages 20 and under, please schedule a virtual appointment to open an account.
Yes, our FourLeaf Simple Savings Account is federally insured by the NCUA. For information about how your accounts are insured through the NCUA, visit www.ncua.gov.
Dividends accrue daily and are compounded and credited on a monthly basis.
The FourLeaf Simple Savings Account has a $10 monthly maintenance service charge. However, this fee is waived with an average daily balance for the month of $1,000 or more.
You must be a member of FourLeaf Federal Credit Union and at least 18 years old to open a Simple Savings Account.
A FourLeaf Simple Savings Account is a savings account that earns dividends, which are subject to change after account opening, and allows you to access your money at any time. A FourLeaf Certificate account is an account that earns a fixed dividend rate for a specific term. Once the certificate reaches maturity you can increase or decrease the balance — or even withdraw it. However, there is a penalty for early withdrawal.
Why FourLeaf Federal Credit Union
ATMs NATIONWIDE[2]
You belong at FourLeaf
We’re people first. That’s why membership is available nationwide – meaning anyone located in the United States could be eligible to become a FourLeaf member.
Important Information
To obtain access to the advertised financial products and services offered by FourLeaf, membership is required, which is subject to approval and requires opening and maintaining a $5 Savings Account.
[1] APY = Annual Percentage Yield. APY is accurate as of --/--/---- and subject to change, including after account opening, without notice. The Simple Savings Account is a variable rate tiered account. The variable APY applies by balance tier such that if your daily balance is within a tier, then your entire balance will earn the corresponding APY. APYs and tiers are currently as follows: --.--% APY for balances $0.00 to $9,999.99; --.--% APY for balances $10,000 to $99,999.99; --.--% APY for balances $100,000 to $249,999.99; and --.--% APY for balances $250,000 and up. There is a minimum balance requirement of $5.00 to open this account online and $0.00 when opened in a branch. Fees may reduce earnings. Certain restrictions, including geographical restrictions, may apply.
Simple Savings Account rates
| Minimum balance to earn APY | APY [1] | |
|---|---|---|
| Tier 1 | $0 - $9,999.99 | --.--% |
| Tier 2 | $10K - $99,999.99 | --.--% |
| Tier 3 | $100K - $249,999.99 | --.--% |
| Tier 4 | $250K+ | --.--% |