Important Information
To obtain access to the advertised financial products and services offered by FourLeaf, membership is required, which is subject to approval and requires opening and maintaining a $5 Savings Account.
† There is a limit of one (1) Soccer Ball per new Student Checking or Student Savings Account that is opened. If multiple accounts are opened by the same person, only one (1) Soccer Ball will be provided. $5.00 minimum balance required to open the Student Savings account and to receive the Soccer Ball. $5.00 minimum balance to open the Student Checking online and receive a Soccer Ball. $0.00 minimum balance to open the Student Checking in a Branch and receive a Soccer Ball. For accounts opened in a branch, the Soccer Ball will be provided upon account opening. For accounts opened through a virtual appointment or online, the Soccer Ball will be mailed to the primary account owner’s address within thirty (30) business days of account opening. Offer valid 5/26/2026 through 9/4/2026, or while supplies last.
[1] APY = Annual Percentage Yield. APY is accurate as of and subject to change, including after account opening, without notice. The Student Savings account is a variable rate tiered account. Balances $0.00 to $1,000.00 earn 5.00% APY and 4.91% dividend rate. Balances $1,000.01 to $10,000.00 earn 5.00% - 1.39% APY range and 1.00% dividend rate. $10,000.00 balance is an illustrative example for APY computation purposes only. There is no maximum balance for Student Savings accounts. The dividend rate is paid on the portion of the daily balance within each balance tier. The required minimum balance to open account is $5.00.
[2] Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and Conditions apply. Learn more at fourleaffcu.com/zelle. This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Service, LLC or Zelle®.
[3] FourLeaf’s early direct deposit is a service provided by FourLeaf where we may credit your eligible consumer deposit account (non IRA) up to two business days early for an eligible direct deposit. This service is not guaranteed and FourLeaf cannot guarantee you will receive early direct deposit at consistent intervals. Not all direct deposits are eligible and eligibility is determined at FourLeaf’s discretion as only certain recurring deposits may qualify. Qualifying direct deposits are certain ACH credit transactions such as payroll or similar transactions. FourLeaf does not guarantee that any direct deposit will be made available before the date scheduled by the payor, and early availability of funds may vary between direct deposits from the same payor.
[4] Surcharge-free ATMs through the Co-op ATM Network must show Co-op ATM logo. ATM transactions performed at ATMs outside of the Co-op ATM Network may be subject to the ATM owner’s fee. Please visit our Online ATM/Branch Locator for a list of surcharge-free ATMs and Shared Branch locations.
[5] FourLeaf will not charge an insufficient fund fee if FourLeaf declines a transaction that may overdraw your account, however, the payee or merchant may assess a fee if a transaction is returned unpaid. In some instances, FourLeaf may be required to pay certain transactions that will overdraw your account resulting in a negative balance, however, FourLeaf will not charge an overdraft fee.
The National Credit Union Administration (NCUA) share insurance coverage applies to each share owner, per insured credit union, for each ownership category. For more information on NCUA’s share insurance, please visit www.ncua.gov or call toll-free 1-800-755-1030, option 1.
