Home improvements offer a wide range of benefits that can enhance both the comfort and value of a property. Whether it involves renovating a kitchen, upgrading energy-efficient features, or improving outdoor spaces, these projects can make a home more functional and attractive. Repairs and renovations can be especially important for homeowners who are planning to sell now or in the near future, as they can help increase a property’s value. Though these kinds of projects can be quite costly, a great option for financing your home improvements is a HELOC as it allows you to borrow against the equity you’ve built in your home.
Valuable home improvement projects
If you’re looking for home improvements that offer a strong return on investment when it’s time to sell, several projects stand out for their ability to increase property value. According to The Journal of Light Construction’s 2025 Cost vs. Value Report, the following upgrades can help increase a property’s value:
- Replacing an outdated garage door
- Kitchen and bathroom renovations
- Window replacements
- Roof upgrades — particularly the installation of solar roofing
- Adding a backyard patio or deck
Another way to increase your home’s value is to schedule an energy audit, a recommendation highlighted by Bankrate. During the audit, an energy specialist conducts an inspection to identify areas where the home may be losing energy and operating inefficiently. The assessment typically includes evaluating air leaks, ductwork, insulation, and HVAC system performance, with recommendations for improvements such as air sealing, duct repairs, and HVAC upgrades. These enhancements can improve energy efficiency and make the property more attractive to potential buyers.
Get a HELOC for home improvements through FourLeaf
For homeowners looking to fund renovations, borrowing against available home equity can be an effective financial solution. HELOCs are often a popular choice for home improvement projects because they offer flexibility and typically have lower interest rates compared to other forms of credit. FourLeaf provides competitive HELOC rates and offers guidance throughout the application process to help homeowners finance their renovation goals. Our team is here to make it easy and support you along the way.
All loans are subject to credit approval, membership and loan program requirements. Not all applicants qualify for the lowest rates and may be offered credit at higher rates or with different terms. Hazard insurance and, if applicable, flood insurance is required. Borrowing limits apply based on your home’s value. Home loans are not available in Texas. Conditions and restrictions may apply. Rates, loan programs, terms, and conditions are subject to change without notice.
