About us

Our vision is to enrich the lives of our members, employees, and the communities we serve.

FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage, to opening your child’s first savings account, FourLeaf is here for you.

Let's Money Together

The way banking should be

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Member benefits

We offer a variety of savings and loan products with great rates and competitive fees, designed to meet our members where they’re at in life. We’re about making banking convenient, easy, and less overwhelming so you can take control of your finances with confidence. Whatever your financial goals are, FourLeaf can help you get there.

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Accessible banking

We understand our members’ busy schedules, which means you can’t always get to a branch to do your banking. That’s why FourLeaf lets you manage your accounts anytime, anywhere. With 24/7 digital banking, over 5,000 Co-op Shared Branches, and more than 30,000 surcharge-free ATMs nationwide[1], you’ve got options. Check out our Branch/ATM Locator for a list of surcharge-free ATMs and Shared Branch locations.

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Community commitment

FourLeaf has been an integral community partner through our charitable giving and community development programs since 2002. Each year, we are proud to work together with our teammates and partners on impactful events like our Annual Turkey Drive, the Northwell Health Walk, Pet Adoption Program, and so much more. We are committed to supporting community initiatives that make a difference in New York and beyond.

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What’s different about FourLeaf?

We’re a credit union. Unlike the big banks, our members’ needs come first, not shareholders, because there are none! And while we believe banking is about more than numbers, our reputation for excellent service and competitive products have resulted in some achievements that we’re proud to share.

500k+ members nationwide
90% member satisfaction rating in 2024[2]
16th largest credit union in the nation[3]

The evolution of FourLeaf

1941

It all began in 1941 when Grumman Plant 1 and 2 Federal Credit Union officially opened its doors as a financial alternative for Grumman employees to manage their earnings. With just 114 members, the goal was to meet the changing needs of members through personal service and value.

1948

Grumman Employees Federal Credit Union officially changed to Bethpage Aircraft Federal Credit Union.

1974

Bethpage Aircraft Federal Credit Union became Bethpage Federal Credit Union.

1979

We installed the first drive-up ATM on Long Island. Today, members have access to over 30,000+ surcharge-free ATMs nationwide through the Co-op network[1]

1988

Our headquarters opened at 899 South Oyster Bay Road in Bethpage. Many FourLeaf employees now work at this office, which also houses the Bethpage branch.

fourleaf 2003

We received approval for the largest federal Community Charter in the US, opening membership to anyone in Nassau and Suffolk counties.

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We became the title sponsor of the Air Show at Jones Beach.

The annual Jones Beach Air Show has become one of the largest and most highly anticipated events on Long Island. Each year, tens of thousands of people gather to watch the high-flying stunts and aerial maneuvers of performers, including the U.S. Navy Blue Angels and the U.S. Air Force Thunderbirds.

2009

Our first Annual Turkey Drive took place, with 4,000 turkeys and 5,000 pounds of food collected.

Since 2009, our Turkey Drive has become a cornerstone of community support for food insecurity on Long Island, providing Thanksgiving meals to families in need.

fourleaf 2012

We reached $5 Billion in assets.

2016 fourleaf

We acquired NYC-based Montauk Credit Union and its open charter, making membership available to anyone across the country.

fourleaf 2021

We reached $11 Billion in assets.

fourleaf 2022

Our membership grew to exceed 440,000, with 32 branches across Long Island and New York City and nationwide online access.

cherry hill grand opening

Our first New Jersey branch opens in Cherry Hill.

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After months of extensive market research, brand studies, and strategic planning, Bethpage became FourLeaf.

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Banking with FourLeaf is easy

When you become a member, you have access to all of our products and services. All you need to open your account is:

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$5 in a FourLeaf Savings Account
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Social Security Number
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Driver's license or government-issued ID

To obtain access to the financial products and services offered by FourLeaf, membership is required, which is subject to approval and requires opening and maintaining a $5 Savings Account.

[1] Surcharge-free ATMs through the Co-op ATM Network must show Co-op ATM logo. ATM transactions performed at ATMs outside of the Co-op ATM Network may be subjected to the ATM owner’s fee.
[2] Source: Medallia Survey Program. 91% member satisfaction rate based on data received from 39,484 member surveys from 1/1/2024 through 12/31/2024.
[3] Source: Callahan & Associates, Inc. Data based on total assets as of 3/31/2025.

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