Your paycheck made more convenient and accessible
If you receive an eligible direct deposit into your eligible FourLeaf deposit account, you may enjoy access to your direct deposit up to two days earlier.
Get ahead by setting up direct deposit today
If you’re not already enrolled in direct deposit, setting it up is easy!
Submit the completed Direct Deposit Request Form to the company or appropriate agency
You may receive an eligible direct deposit into your FourLeaf account up to two days early
Frequently asked questions
This feature is available to members that set up an eligible recurring direct deposit with their employer or other payor.
All FourLeaf consumer deposit accounts are eligible for early direct deposit, with the exception of IRAs and certificate accounts.
This is a free and automatic feature that is included as one of the perks when you set up eligible direct deposits. This feature cannot be stopped or cancelled.
Early direct deposit is not guaranteed and depends on the payment instructions received for your payor. You may not see your funds deposited early but they will be available on your regular payment date.
Early direct deposit makes your funds accessible sooner. For eligible direct deposits, you can access your funds up to two business days early once FourLeaf receives notice from your payor.
This is a free feature we provide our members who have an eligible direct deposit.
The day and time funds are available will depend on when FourLeaf receives information about your deposit from your employer or other payor, which can vary from deposit to deposit.
Delivery of your direct deposit depends on when we receive the deposit information from the payor. You may receive your direct deposit up to two days early, one day early, or on your regularly scheduled deposit date. Delivery may also vary from one deposit to the next. Here are some reasons why you may not receive your eligible direct deposit early:
- Your deposit isn’t sent earlier by your employer or payor
- Your deposit type isn’t eligible
Other limitations FourLeaf sets on an account can include standard fraud prevention. It’s important that you monitor your account(s) to ensure your direct deposit is funded to your account before spending funds.
If you already have an eligible direct deposit, then early direct deposit requires no action on your part. This is an automatic feature on FourLeaf consumer deposit accounts, excluding IRAs and Certificate accounts.
Setting up direct deposit is easy! Simply:
- Fill out the Direct Deposit Request Form; and,
- Submit the completed Direct Deposit Request Form to the company or appropriate agency; then,
- You may receive an eligible direct deposit into your FourLeaf account up to two days early.
IMPORTANT INFORMATION
FourLeaf’s early direct deposit is a service provided by FourLeaf where we may credit your eligible consumer deposit account (non IRA) up to two business days early for an eligible direct deposit. This service is not guaranteed and FourLeaf cannot guarantee you will receive early direct deposit at consistent intervals. Not all direct deposits are eligible and eligibility is determined at FourLeaf’s discretion as only certain recurring deposits may qualify. Qualifying direct deposits are certain ACH credit transactions such as payroll or similar transactions. FourLeaf does not guarantee that any direct deposit will be made available before the date scheduled by the payor, and early availability of funds may vary between direct deposits from the same payor.
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